Dr Richard Renfrew PhD, 
Authorised Financial Adviser FSP3582
From a very young age Richard Renfrew has been fascinated by money. From the age of 8 he took over his mother's coin collection and built this up by selectively buying 'limited' edition proof coin issues.
Richard went to Wellington College and then on to Victoria University where he completed a Bachelor of Science degree, Master of Science (Honours) and a PhD in Chemistry. Whilst writing his thesis on reaction kinetics for his Ph.D. in Chemistry, Richard expanded upon his knowledge of money and started to develop his business career by obtaining a job with Mobil Oil New Zealand Limited. Upon obtaining his PhD, Richard went to work for Mobil Oil full time in a range of capacities. He also had an extensive overseas assignment with Mobil Oil at the UK domiciled international research laboratory.
Richard has a keen interest in outdoors having been an active member and committee member of the Wellington Sky Divers Club, Tararua Tramping Club and Scots College parents association. Richard has served as the treasurer of the Wellington branch of the New Zealand Institute of Chemistry.
Richard is always keen to seek out new challenges. After 13 years with Mobil, he retired, financially , in order to spend two years as a full time caregiver to his and his wife Alison Renfrew 's two year old son, Ricky. From there, Richard decided that he needed further challenges and joined his wife Alison in her financial planning and investment Advisory business called Creating Wealth Limited in Wellington - rebranded to Lyford Asset Management Ltd in April 2005. Through Richard's efforts the company has a high emphasis on using the latest computer hardware and software as well as the use of electronic transfer of data. Richard has completed a Diploma in Personal Financial planning.
Following 15 years in investment advice Richard realised that the traditional portfolio investment modelling used for clients diversified portfolios had limitations. Clients wanted transparency of fees and an unbiased approach to investing. Richard set up Lyford Asset Management Limited in 2009.
Richard is one of the most highly qualified investment advisers in New Zealand. His analytical skills, discipline, ability to think clearly and rationalise brings a superior level of skills to LYFORDS and to its client base than what many other financial planners in New Zealand can provide.
Richard has the ability to make what may appear at first to be complex ideas easily understood.
Richard Renfrew is a member of the Institute of Financial Advisers (IFA) and has served on the Wellington Branch committee.
Academic Achievements:
Masters of Science (Hons) in Chemistry, Victoria University 1976
Doctor of Philosophy in Chemistry, reaction kinetics, Victoria University 1979
Diploma in Business Studies, Victoria University 1984
Diploma in Personal Financial Planning, Waikato University 1997
Certified Financial Planner , 2005
Global mark of excellence in financial planning. Certified Financial Planner are registered certification marks of the Certified Financial Board of Standards Inc (CFP Board) and are issued by the Institute of Financial Advisers under license. The CFP Board is an professional self regulatory body acting to benefit and protect the public in its dealings with persons engaged in providing financial advice by establishing educational, ethical and disciplinary standards, developing and administering examinations within the field of financial planning and authorising individuals who meet its criteria to use the CFP Board's Marks.
How are the changes in the financial adviser regulations going to affect you?
The director, Dr Richard Renfrew CFP, is fully qualified by examination as a financial planner and is a qualified to use the international designation CFP - certified financial planner. From July 2011 financial advisers in New Zealand will need to be registered by the Financial Markets Authority. You can check I am registered by visiting their web site at www.fma.govt.nz
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